Financing structured around the property — and the plan behind it.
Rigo Capital Solutions is a mortgage brokerage for home buyers, real estate investors,
builders, and commercial borrowers. As a broker, we shop your scenario across lending partners
instead of fitting you into a single lender's box.
Tell us which bucket your deal falls into. The process starts the same way — a short
conversation about the property, the numbers, and your timeline — then we match the
scenario to the right lending partner.
01 · Residential
Home Loans
For primary homes, second homes, purchases, and refinances. Residential lending is
handled through Steven Rigo's dedicated Rezi Loans page, where you can learn more
and start your application.
Home purchases & refinances
Primary and second homes
Guidance from pre-approval to closing
Included · First 12 months at zero costREZITRADE Home Price Protection
If home values in your local market decline, you may receive a cash payout
automatically — no claims, no paperwork, triggered by a market index.
Provided by REZITRADE, subject to its contract terms. Not insurance. See the
feature below for details.
Steven Rigo — NMLS #1977558.
Residential lending through Rezi Loans, powered by
E Mortgage Capital, Inc. — NMLS #1416824.
Equal Housing Opportunity. Full disclosures below.
02 · Investment
Investment Property Loans
For investors building or refinancing a rental portfolio. Bring the property and
the numbers — rent, price, and your strategy — and we'll structure the scenario
for lender review.
Single-family rentals & 2–4 unit properties
Small multifamily
Purchase, refinance & cash-out scenarios
Income-based qualification scenarios
03 · Commercial
Commercial Loans
For business owners and investors financing commercial real estate. Whether the
property houses your business or your tenants, we start with the property, the
income, and the borrower's story.
Owner-occupied commercial properties
Office, retail, industrial & mixed-use
Investor commercial real estate
Purchase & refinance scenarios
04 · Construction & Rehab
Construction, Rehab & Fix-and-Flip Loans
For builders, flippers, and investors whose project is the collateral story — from
ground-up construction to a heavy rehab that needs financing for both the purchase
and the work. Bring the plans, the budget, and the exit strategy.
Ground-up construction & new builds
Fix & flip — purchase plus rehab budget
Heavy rehab & major renovations
Builder financing & spec homes
Rehab loans for buy-and-hold investors
Residential Feature · Provided by REZITRADE
REZITRADE Home Price Protection
Buying while prices feel uncertain? Eligible residential loans through Rezi Loans
include REZITRADE Home Price Protection for the first 12 months at
zero cost to you. If home values in your local market decline during that
period, you may receive a cash payout — paid automatically, with nothing for you
to file.
Protection is provided by REZITRADE under its contract terms. Eligibility, the
applicable market index, payout calculation, coverage period, and any limits are
governed solely by the REZITRADE contract provided in connection with your loan.
A payout is not guaranteed and depends on movement in the applicable index.
REZITRADE Home Price Protection is not insurance, not a guarantee of your home's
value, and not a product of Rigo Capital Solutions or E Mortgage Capital, Inc.
First 12 months — zero costIncluded on eligible residential loans at no cost to you for the first year.
Automatic cash payoutIf your local market declines, any payout is sent automatically — no claim to file.
No claims, no paperworkTriggered by movement in a local market index, not by an appraisal of your home or a loss you have to document.
Provided by REZITRADEA third-party protection contract, subject to REZITRADE's terms — it is not insurance.
Residential Lending Disclosures
Licensing & Equal Housing Opportunity
Steven Rigo, Mortgage Loan Originator — NMLS #1977558 ·
Rezi Loans, powered by E Mortgage Capital, Inc. — NMLS #1416824
Residential mortgage loan services on this site are provided by Steven Rigo
(NMLS #1977558) through Rezi Loans, powered by E Mortgage Capital, Inc.
(NMLS #1416824). Rigo Capital Solutions is a mortgage brokerage and is not the lender
for residential loans referenced on this site. Licensing information for individual
loan originators and companies can be verified through the Nationwide Multistate
Licensing System (NMLS) Consumer Access website at
nmlsconsumeraccess.org.
Equal Housing Opportunity. We are pledged to the letter and spirit of
U.S. policy for the achievement of equal housing opportunity throughout the nation. We
encourage and support an affirmative advertising and marketing program in which there
are no barriers to obtaining housing because of race, color, religion, sex, handicap,
familial status, or national origin. We do not discriminate in the financing,
purchase, or rental of housing, or in the provision of mortgage brokerage services,
on the basis of any characteristic protected by federal, state, or local law.
This website is for general information only and does not constitute an offer to lend,
a commitment to lend, a rate quote, or an approval. All loans are subject to credit
and underwriting approval, verification of income, assets, employment, and property
value, satisfactory appraisal where required, and the program guidelines of the
lender at the time of application. Interest rates, loan programs, terms, and
availability are subject to change without notice and may not be available at the
time of application or lock. Not all applicants will qualify, and not all products
are available in all states or for all property types. Submitting an inquiry through
this site does not create a borrower, client, or agency relationship and does not
obligate any party to make or accept a loan.
How It Works
What working with a broker looks like
A broker works for you, not for one bank. Here's the path from first call to closing.
1
Conversation & scenario
We talk through the property, purchase price or value, loan amount, timeline, and
your goals — so the scenario is framed clearly before it goes anywhere.
2
Lender matching
We take the scenario to lending partners whose guidelines fit it, and compare the
options on rate, cost, and fit — not just the headline number.
3
Through to closing
We coordinate with the lender, title, and the other parties, keep you updated on
what's needed and when, and stay on the deal until it closes.
About
Led by Steven Rigo
Rigo Capital Solutions is the mortgage brokerage of
Steven Rigo (NMLS #1977558), serving borrowers across four areas:
residential home loans, investment property financing, commercial lending, and
construction & rehab financing.
The broker model is the point. Instead of representing a single lender's products,
Rigo Capital Solutions works with multiple lending partners — which matters most
on deals that don't fit a standard template: an investor's rental portfolio, a
fix-and-flip or heavy rehab project, a mixed-use property, or a business buying
the building it operates from.
For residential borrowers, Steven works through his
Rezi Loans page —
that's the fastest route for a home purchase or refinance inquiry.
Business Details
At a glance
Business
Rigo Capital Solutions
Broker
Steven Rigo
Loan originator
Steven Rigo — NMLS #1977558
Business model
Mortgage brokerage
Website
rigocap.com
Focus areas
Residential · Investment · Commercial · Construction & Rehab
Home buyers, investors, builders, business owners & lender partners
Questions
Common questions
Is Rigo Capital Solutions a lender or a broker?
A broker. Rigo Capital Solutions does not lend its own funds — it arranges financing
through lending partners and matches each borrower's scenario to the partner whose
guidelines and pricing fit best.
Where do I go for a residential home loan?
Residential lending runs through Steven Rigo's page at Rezi Loans:
reziloans.com/steven-rigo.
That's where home buyers and homeowners refinancing should start. Steven Rigo is
NMLS #1977558, and Rezi Loans is powered by E Mortgage Capital, Inc., NMLS #1416824 —
see the residential disclosures for full licensing and
Equal Housing Opportunity information.
What is REZITRADE Home Price Protection — and is it insurance?
No, it is not insurance. REZITRADE Home Price Protection is a protection contract
provided by REZITRADE that is included on eligible residential loans for the first
12 months at zero cost. If home values in your local market decline during that
period, you may receive a cash payout automatically — there are no claims to file
and no paperwork to submit, because payouts are triggered by movement in a local
market index. Whether a payout occurs, and how much, is governed solely by the
REZITRADE contract terms provided in connection with your loan.
What counts as construction & rehab financing?
Ground-up construction and new builds, fix-and-flip projects (purchase plus rehab
budget), heavy rehab and major renovations, builder financing including spec homes,
and rehab loans for investors who plan to hold the property after the work is done.
Lenders will typically want the scope of work, a rehab or build budget, plans where
they exist, and your exit strategy — sell, refinance, or hold.
What should I have ready for an investment, commercial, or construction inquiry?
The basics of the deal: property type and location, purchase price or estimated
value, the loan amount you're looking for, rent or business income if it applies,
and your target timeline. For construction and rehab, add the scope of work, your
rehab or build budget, and whether you plan to sell, refinance, or hold the property
when the work is done. The contact form below walks you through each one.
Does submitting an inquiry commit me to anything?
No. An inquiry starts a conversation. Any loan is subject to lender approval,
underwriting review, and program availability at the time you apply.
Contact
Start with the scenario
Buying a rental, refinancing a commercial property, planning a build or a rehab, or
not sure which category your deal falls into? Use the form to put the scenario
together — it formats your inquiry ready to send to Steven for review.
Buying or refinancing a home?
Residential loans are handled on Steven Rigo's Rezi Loans page — the fastest route for homeowners. Eligible loans include REZITRADE Home Price Protection for the first 12 months at zero cost (provided by REZITRADE, subject to its contract terms; not insurance). Steven Rigo, NMLS #1977558 · E Mortgage Capital, Inc., NMLS #1416824.
Use the form on this page. Include the property type, location, and the loan amount you're targeting — for construction and rehab, add the scope of work and your rehab or build budget.
